Need care now and want to spread out the cost? We partner with Cherry and Sunbit to offer flexible monthly payment options so you can move forward with treatment while keeping payments more manageable.

With Cherry and Sunbit, you can explore payment options quickly and choose a plan that fits your budget. Applications are designed to be fast, and both providers start with a soft credit check when you check eligibility, which typically does not impact your credit score. Terms, monthly payments, and promotional offers like 0% APR can vary by patient eligibility.

Cherry Payment Plans

Quick application. Flexible plans. Qualifying 0% APR options.
Cherry lets you break larger treatment costs into smaller payments over time. You can apply in seconds using our practice link, get an instant decision, and then choose from available plan lengths that match your budget. Cherry states the application uses a soft credit check and offers qualifying 0% APR promotional options.

What patients like

• Apply in seconds using our Cherry link

• Soft credit check for applying, no hard credit check

• Plan lengths that fit your budget, with qualifying 0% APR options

Sunbit Pay Over Time

Fast approval process. Multiple term options. No late fees.
Sunbit offers pay-over-time plans for dental care, with term lengths that can extend longer for dental services depending on the offer. Sunbit highlights a quick application with a soft credit check to check eligibility, and states there are no late fees or penalties.

What patients like

• Quick application and instant decision process

• “No hard credit check” to apply, with a soft credit inquiry to check eligibility

• No late fees or penalties

• Multiple plan lengths available (including longer options for dental care)

FAQ

Does applying affect my credit score?

Both Cherry and Sunbit describe the eligibility check as a soft credit inquiry, which typically does not impact your credit score.

Are 0% APR options available?

Cherry states qualifying 0% APR options may be available depending on eligibility. Sunbit also offers plans that may include promotional APR depending on the offer and eligibility.

When do payments start and how do I manage them?

With Cherry, after you select and confirm a plan, Cherry notes it may begin reporting payment plan activity to credit bureaus after about 30 days. For Sunbit, the Rates and Terms page notes that once you accept an offer, account activity may be reported to a major credit bureau.

Who is eligible?

Eligibility depends on the financing provider’s approval decision and the plan options offered for your account. Terms can vary by patient and by treatment amount.

Financing offered through Cherry and Sunbit is subject to approval. Plan terms, down payments, monthly payment amounts, and promotional APR offers (including 0% APR) vary by eligibility and selected plan. Checking eligibility generally involves a soft credit inquiry. Accepting a financing offer may impact credit and payment activity may be reported to one or more credit bureaus. Please review all terms provided during the application and checkout process.